What is car insurance?

A comprehensive car insurance policy, also known as motor package insurance, saves you money when your car gets damaged in an accident or natural calamity. It also covers your vehicle against theft and burglary. At times, you may end up hurting others or damaging property in an accident. A car insurance policy covers such third party liabilities as well. If you own a car in India, having third party insurance is a must for you. That’s why it’s crucial to buy and renew your policy on time to stay on the right side of the law and get covered against car damages. At an affordable premium, our reliable car insurance policy protects you against all these risks so that you can drive worry-free. Apart from comprehensive car insurance, third-party only and own-damage only car insurance policies are also available. You can choose the policy type as per your needs.

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Email Us at : insurance@khtmotors.com

Why should you buy a comprehensive car insurance policy?

  1. Third-party car insurance is mandatory.
    As per the Motor Vehicles Act of India, it is compulsory for all vehicles running on the road to be insured. As a car owner, you must have third-party liability coverage while saving you from a traffic fine.

  2. As per the new Motor Vehicle Act 2019, you can get a traffic fine of ₹2000 for driving without car insurance. If you get caught for a second time, the penalty would be ₹4000.

  3. Provides personal accident coverage for owner-driver.
    Our car insurance policy provides good covers for injuries to the registered owner-driver while travelling in the car or getting in or out of it, gives easy access to cashless garages.

  4. We pay for the repairs as per the claim and settle the dues directly with the garage.

  5. Covers damages to the car.
    Our car insurance policy covers any damages to your car due to accidents or natural calamities and takes care of the repair costs.

  6. Covers your car against theft.
    In case your car is stolen and cannot be recovered, we pay for your loss.